{"id":267562,"date":"2021-11-02T07:43:22","date_gmt":"2021-11-02T07:43:22","guid":{"rendered":"https:\/\/www.zfx.com\/?post_type=academy&#038;p=267562"},"modified":"2022-02-03T06:29:19","modified_gmt":"2022-02-03T06:29:19","slug":"5-yatirim-risklerini-dogru-anlamak","status":"publish","type":"academy","link":"https:\/\/www.tr-zfx.com\/tr\/akademi\/5-yatirim-risklerini-dogru-anlamak\/","title":{"rendered":"5.Yat\u0131r\u0131m risklerini do\u011fru anlamak"},"content":{"rendered":"<h4 style=\"text-align: center;\"><strong><b>Yat\u0131r\u0131m getirileri ve riskler<\/b><\/strong><\/h4>\n<h4><strong><b>\u00a0<\/b><\/strong><\/h4>\n<p>Bilgi teknolojisinin artan geli\u015fimi ve finansal bilginin yayg\u0131nla\u015fmas\u0131yla birlikte \u00e7o\u011fu insan varl\u0131k y\u00f6netimi ve yat\u0131r\u0131m\u0131n\u0131n \u00f6nemini fark etti.<\/p>\n<p>Piyasaya ilk girdi\u011finizde, yat\u0131r\u0131m\u0131n risk i\u00e7erdi\u011fini s\u0131kl\u0131kla duyars\u0131n\u0131z, bu nedenle riski anlamak, yat\u0131r\u0131mc\u0131lar\u0131n piyasaya girmeden \u00f6nce \u00f6\u011frenmesi gereken konulardan biridir.<\/p>\n<p>Peki risk nedir? Risk, piyasa belirsizli\u011fi olarak anla\u015f\u0131labilir ve belirsizlik, oynakl\u0131k olarak \u00f6l\u00e7\u00fclebilir. Yat\u0131r\u0131mc\u0131lar daha fazla piyasa oynakl\u0131\u011f\u0131na maruz kald\u0131klar\u0131nda daha y\u00fcksek getiri bekleyebilirler. Ancak fiyatlar y\u00fckselebilir veya d\u00fc\u015febilir, yat\u0131r\u0131m iki ucu keskin bir k\u0131l\u0131\u00e7t\u0131r, bu nedenle herhangi bir potansiyel y\u00fcksek getirinin daha b\u00fcy\u00fck kay\u0131plara da yol a\u00e7abilece\u011fi ger\u00e7e\u011fini g\u00f6zden ka\u00e7\u0131rmay\u0131n.<\/p>\n<p>Ger\u00e7ek ticaretten \u00f6nce, yat\u0131r\u0131mc\u0131lar\u0131n ta\u015f\u0131yabilecekleri riskleri anlamalar\u0131 gerekir ve herkesin risk tolerans\u0131 farkl\u0131d\u0131r. \u00c7o\u011fu yat\u0131r\u0131mc\u0131, elde edebilece\u011fi getirilere \u00e7ok fazla kendini kapt\u0131r\u0131yor ve a\u015f\u0131r\u0131 iyimser davran\u0131p, yat\u0131r\u0131m risklerini hafife al\u0131yor. Piyasaya girdikten sonra, riskleri \u00e7ok ge\u00e7 fark etmek, yat\u0131r\u0131m vizyonunuzu etkileyebilecek, a\u011f\u0131r kay\u0131plara yol a\u00e7abilecek veya sizi piyasadan ayr\u0131lmaya zorlayabilecek bir dizi k\u00f6t\u00fc karara yol a\u00e7abilir.<\/p>\n<p><strong>Basit\u00e7e s\u00f6ylemek gerekirse, \u201cyat\u0131r\u0131m getirisi riskle orant\u0131l\u0131d\u0131r\u201d s\u00f6z\u00fc, ticaretin demir yasalar\u0131ndan biridir. Pazara girmeden \u00f6nce, ikisi aras\u0131ndaki ili\u015fki hakk\u0131nda net olman\u0131z gerekir. D\u00fc\u015f\u00fck risk ve y\u00fcksek getiri istedi\u011fimizi s\u00f6ylemek ger\u00e7ek\u00e7i olmaz. Ama tam tersine risklerden dolay\u0131 yat\u0131r\u0131m yapmamak da ger\u00e7ek\u00e7i de\u011fildir.<\/strong><\/p>\n<h4 style=\"text-align: center;\"><strong><b>Risksiz yat\u0131r\u0131m yoktur<\/b><\/strong><\/h4>\n<p><strong><b>\u00a0<\/b><\/strong><\/p>\n<p>Finansal piyasalarda iki t\u00fcr risk vard\u0131r: sistematik olmayan risk ve sistematik risk. Sistematik olmayan risk, yat\u0131r\u0131m hedefinin kendisinden kaynaklan\u0131r ve farkl\u0131 hedeflerin kar\u015f\u0131la\u015ft\u0131\u011f\u0131 riskler biraz farkl\u0131d\u0131r. Sistematik olmayan risk, varl\u0131k tahsisi ile azalt\u0131labilir, yani \u201ct\u00fcm yumurtalar\u0131n\u0131z\u0131 bir sepete koymay\u0131n\u201d. Ancak risk sadece da\u011f\u0131t\u0131labilir ve tamamen ortadan kald\u0131r\u0131lamaz. Sistematik risk ise da\u011f\u0131t\u0131lamaz. Sistematik risk, \u00e7o\u011funlukla politika, ekonomik d\u00f6ng\u00fc ve do\u011fal afetler gibi kontrol edilemeyen fakt\u00f6rlerle ilgili olan bir piyasa riskidir.<\/p>\n<p>Baz\u0131 insanlar ABD Hazine bonolar\u0131 veya banka mevduatlar\u0131 sat\u0131n alman\u0131n hi\u00e7bir riski olmad\u0131\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcyor, ancak bu bir yan\u0131lg\u0131d\u0131r. Hazine bonosu tutmak veya sabit mevduat yapmak ne olursa olsun, temerr\u00fct olas\u0131l\u0131\u011f\u0131 hala var. ABD h\u00fck\u00fcmeti veya finans kurumlar\u0131n\u0131n s\u00f6zde \u201cSiyah ku\u011fu olay\u0131\u201d olarak adland\u0131r\u0131lan \u00e7\u00f6k\u00fc\u015f f\u0131rsat\u0131 hala var. Altta yatan di\u011fer risklerle kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131\u011f\u0131nda, b\u00f6yle bir durumun ger\u00e7ekle\u015fmesi olas\u0131 de\u011fildir ve risk s\u0131f\u0131ra yak\u0131nd\u0131r, bu da g\u00f6z ard\u0131 edilebilir.<\/p>\n<p>Ayn\u0131 zamanda enflasyon riskini de hesaba katmam\u0131z gerekiyor. Enflasyon y\u00fcksek oldu\u011funda veya genel varl\u0131k fiyatlar\u0131 uzun vadeli y\u00fckseli\u015fte oldu\u011funda, tahvil ve sabit mevduatlar\u0131n reel getirisi d\u00fc\u015fecektir. Sat\u0131n alma g\u00fcc\u00fc a\u00e7\u0131s\u0131ndan bak\u0131ld\u0131\u011f\u0131nda, baz\u0131 durumlarda reel getiri negatif bile olabilir. Dolay\u0131s\u0131yla d\u00fcnyada s\u0131f\u0131r risk diye bir \u015fey yoktur. Nas\u0131l yat\u0131r\u0131m yapaca\u011f\u0131n\u0131 bilmemek en b\u00fcy\u00fck risk olabilir. Zira finans piyasalar\u0131n\u0131 hi\u00e7 \u00f6\u011frenmediyseniz, arkas\u0131ndaki operasyonu ve olas\u0131 riskleri nas\u0131l anlayacaks\u0131n\u0131z?<\/p>\n<p>\u2014<\/p>\n<h5><strong><a href=\"\/tr\/zfx-hakkinda\/\">ZFX (Zeal Capital Market)<\/a> Hakk\u0131nda<\/strong><\/h5>\n<ul>\n<li><strong>FCA ve FSA taraf\u0131ndan d\u00fczenlenen Financial Weekly&#8217;den 2019 En \u0130yi Ticaret Platformu \u00d6d\u00fcl\u00fc.<\/strong><\/li>\n<li><strong><a href=\"\/tr\/urunler\/forex\/\">Forex<\/a>, <a href=\"\/tr\/urunler\/hisseler\/\">Hisse Senetleri<\/a>, <a href=\"\/tr\/urunler\/endeksler\/\">Endeksler<\/a>, <a href=\"\/tr\/urunler\/emtialar\/\">Alt\u0131n<\/a>, <a href=\"\/tr\/urunler\/emtialar\/\">Ham Petrol<\/a> vb. dahil olmak \u00fczere 100&#8217;den fazla al\u0131m sat\u0131m varl\u0131\u011f\u0131.<\/strong><\/li>\n<li><strong>Her m\u00fc\u015fterinin ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in <a href=\"\/tr\/hesaplar\/\">3 t\u00fcr ticaret hesab\u0131<\/a><\/strong><\/li>\n<li><strong>0 komisyon, d\u00fc\u015f\u00fck spread, 1:2000&#8217;e kadar kald\u0131ra\u00e7 oran\u0131<\/strong><\/li>\n<li><strong>50.000 sipari\u015f\/sn ger\u00e7ekle\u015ftiren g\u00fc\u00e7l\u00fc ticaret platformu<\/strong><\/li>\n<li><strong>Minimum 50 $ depozito ile bir hesap a\u00e7\u0131n<\/strong><\/li>\n<li><strong>24 saat <a href=\"\/tr\/zfx-hakkinda\/bize-ulasin\/\">M\u00fc\u015fteri Hizmetleri<\/a><\/strong><\/li>\n<\/ul>\n<p><a href=\"https:\/\/my.zfx.com\/login\/index\"><img decoding=\"async\" class=\"aligncenter wp-image-52720 size-full\" src=\"https:\/\/www.cdn-zfx.com\/wp-content\/uploads\/2020\/06\/tdqybsvb-photo_2020-09-17_18-07-24.jpg\" alt=\"5.Understanding the risks of investment correctly | ZFX\" width=\"188\" height=\"48\" \/><\/a><\/p>\n<p>\u2014\u2014<\/p>\n<p><strong>Risk Uyar\u0131s\u0131:<\/strong> <span class=\"VIiyi\" lang=\"tr\"><span class=\"JLqJ4b ChMk0b\" data-language-for-alternatives=\"tr\" data-language-to-translate-into=\"en\" data-phrase-index=\"0\">Yukar\u0131daki i\u00e7erik yaln\u0131zca referans ama\u00e7l\u0131d\u0131r ve ZFX&#8217;in konumunu temsil etmez.<\/span> <span class=\"JLqJ4b ChMk0b\" data-language-for-alternatives=\"tr\" data-language-to-translate-into=\"en\" data-phrase-index=\"1\">ZFX, bu madde uyar\u0131nca ger\u00e7ekle\u015ftirilen herhangi bir al\u0131m sat\u0131m i\u015fleminden kaynaklanan herhangi bir zarar\u0131 \u00fcstlenmez.<\/span> <span class=\"JLqJ4b ChMk0b\" data-language-for-alternatives=\"tr\" data-language-to-translate-into=\"en\" data-phrase-index=\"2\">L\u00fctfen d\u00fc\u015f\u00fcncenizde kararl\u0131 olun ve ilgili risk kontrol\u00fcn\u00fc yap\u0131n.<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bilgi teknolojisinin artan geli\u015fimi ve finansal bilginin yayg\u0131nla\u015fmas\u0131yla birlikte \u00e7o\u011fu insan varl\u0131k y\u00f6netimi ve yat\u0131r\u0131m\u0131n\u0131n \u00f6nemini fark etti&#8230;<\/p>\n","protected":false},"author":87,"featured_media":267566,"template":"","academy_categories":[23754],"academy_tags":[],"class_list":["post-267562","academy","type-academy","status-publish","has-post-thumbnail","hentry","academy_categories-yatirimcilarin-islem-yapmadan-once-bilmesi-gerekenler"],"acf":[],"current_lang":"tr","_links":{"self":[{"href":"https:\/\/www.tr-zfx.com\/tr\/wp-json\/wp\/v2\/academy\/267562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tr-zfx.com\/tr\/wp-json\/wp\/v2\/academy"}],"about":[{"href":"https:\/\/www.tr-zfx.com\/tr\/wp-json\/wp\/v2\/types\/academy"}],"author":[{"embeddable":true,"href":"https:\/\/www.tr-zfx.com\/tr\/wp-json\/wp\/v2\/users\/87"}],"version-history":[{"count":0,"href":"https:\/\/www.tr-zfx.com\/tr\/wp-json\/wp\/v2\/academy\/267562\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tr-zfx.com\/tr\/wp-json\/wp\/v2\/media\/267566"}],"wp:attachment":[{"href":"https:\/\/www.tr-zfx.com\/tr\/wp-json\/wp\/v2\/media?parent=267562"}],"wp:term":[{"taxonomy":"academy_categories","embeddable":true,"href":"https:\/\/www.tr-zfx.com\/tr\/wp-json\/wp\/v2\/academy_categories?post=267562"},{"taxonomy":"academy_tags","embeddable":true,"href":"https:\/\/www.tr-zfx.com\/tr\/wp-json\/wp\/v2\/academy_tags?post=267562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}